Ledn Bitcoin Mortgage
Bitcoin Mortgages
Ledn is a Toronto-based Bitcoin lending platform that has originated over $9.5 billion USD in loans since 2018. Its Bitcoin Mortgage blends Bitcoin collateral with real estate collateral at a combined 50% LTV, allowing borrowers to purchase property without credit checks or income verification. The 2-year loan term requires no monthly payments and carries no prepayment penalties. Available to Canadian (excluding NB, NS, SK, QC) and US residents.
Details
- Ltv
- 50% of combined collateral (Bitcoin + property)
- Launched
- 2023
- Countries
- Canada (excl. NB, NS, SK, QC) and USA
- Loan Term
- 2-year term, no monthly payments
- Credit Check
- No
- Margin Calls
- None
- Custody Model
- Custodial (Ledn)
- Interest Rate
- ~12.4% APR (standard, with rehypothecation) / ~13.4% APR (custodied, no rehypothecation)
- Mortgage Type
- Bitcoin-collateralized
- Origination Fee
- 2%
- Total Originated
- $9.5B+ since 2018
- Collateral Structure
- Bitcoin + property (blended)
Links
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