Figure Bitcoin HELOC
Bitcoin Mortgages
Figure Technologies offers a blockchain-based Home Equity Line of Credit (HELOC) that allows homeowners to borrow against home equity while accepting Bitcoin as part of its digital-first loan process. Figure's lending platform uses the Provenance Blockchain to record loans, and the company has explored Bitcoin-secured lending products for its growing base of crypto-holding clients.
Details
- Min Loan
- $15,000
- Ltv Ratio
- varies
- Collateral
- home equity + digital assets
- Founded Year
- 2018
- Jurisdiction
- United States
- Product Type
- heloc_bitcoin_adjacent
Links
More Bitcoin Mortgages
Milo
Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.
Abra Bitcoin Lending
Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.
Ameris Bank
Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.
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