Battery Finance
Bitcoin Mortgages
Battery Finance is a specialty finance platform launched by Newmarket Capital and Ten31, the largest Bitcoin-only venture fund, that structures commercial real estate loans using Bitcoin as 10–30% of a blended collateral package alongside the property. Unlike standard crypto lending, Battery Finance loans carry no mark-to-market liquidation triggers for the Bitcoin portion, treating BTC as a collateral complement to traditional real estate. The inaugural deal in November 2024 was a $12.5 million refinancing of a mixed-use apartment building in Philadelphia collateralized by both the property and approximately 20 BTC.
Details
- Regions
- US
- Loan Type
- Bitcoin-Collateralized Commercial Real Estate Loan
- Founded Year
- 2024
- Min Loan Usd
- 5000000
- Accepts Btc Collateral
- Yes
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Abra Bitcoin Lending
Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.
Ameris Bank
Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.
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