Verifi21
Bitcoin Loans
Verifi21 is a Bitcoin-only European lender regulated by the Bank of Lithuania as a Virtual Asset Service Provider (VASP). The platform operates on a full-reserve model — client Bitcoin is never lent out or rehypothecated. Loans are disbursed in EUR or USDT with applications taking approximately 5 minutes and decisions within 24 hours. Launched in early 2025, Verifi21 targets European Bitcoin holders who want non-custodial-adjacent lending without counterparty lending risk.
Details
- Model
- Full-reserve (no rehypothecation)
- Lender
- Verifi21
- Region
- Europe
- Notable
- Full-reserve Bitcoin lender — does not lend out client BTC
- Collateral
- BTC
- Regulatory
- Bank of Lithuania VASP
- Bitcoin Only
- Yes
- Disbursement
- EUR,USDT
- Founded Year
- 2025
- Decision Time
- 24 hours
- Application Time
- 5 minutes
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