Bitfinex Peer-to-Peer Lending
Bitcoin Loans
Bitfinex operates one of the oldest peer-to-peer crypto lending markets, where individual lenders and borrowers negotiate loan terms directly without a centralized counterparty setting rates. Borrowers post margin equivalent to 30% of the loan amount; rates are market-determined and update dynamically (typically 0.01%–0.10% daily). Loan terms run from 2 to 120 days with a minimum loan size of $150. The P2P structure means lenders earn yield on Bitcoin while borrowers access liquidity.
Details
- Max Ltv
- Varies (30% margin required)
- Min Loan
- $150
- Apr Range
- 0.01% - 0.10% daily (market-determined)
- Loan Type
- P2P Margin Lending
- Loan Terms
- 2 to 120 days
- Kyc Required
- Yes
- Custody Model
- Custodial (Bitfinex)
Links
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