Fidelity Crypto IRA
Bitcoin IRAs
Fidelity launched its Crypto IRA in April 2025, making it the first major traditional brokerage to offer direct cryptocurrency investment in retirement accounts. Investors can hold Bitcoin, Ethereum, and Litecoin in Traditional, Roth, or Rollover IRA accounts with no fees for account maintenance or custody. Fidelity Digital Assets provides institutional-grade cold storage custody, and a 1% trading fee applies on crypto buy and sell transactions.
Details
- Aum
- Fidelity manages $15T+ total AUM
- Fees
- No account fee; 1% spread on trades
- Launched
- 2025-04
- Provider
- Fidelity Investments / Fidelity Digital Assets
- Custodian
- Fidelity Digital Assets
- Annual Fee
- $0
- Trading Fee
- 1% per trade
- Bitcoin Only
- No
- Account Types
- Traditional, Roth, Rollover IRA
- Min Investment
- $1
- States Excluded
- California, Oregon
- Custody Provider
- Fidelity Digital Assets
- Supported Assets
- Bitcoin, Ethereum, Litecoin
Links
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